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St Ives Insurance Broker

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Business Insurance

    • Commercial

If you run your own company you know how hard it is to make your business a success. We understand how important it is that your business does not suffer through an unexpected event or accident.  Therefore, we make it our business to understand your business and discuss the options on offer to you.  It is tempting to opt for the cheapest premiums but this could mean you are at risk through inadequate cover.

The products we use provide a comprehensive range of covers to meet your needs and ensure that you are fully insured, without paying highly inflated premiums. 

These covers generally include:

  • Property Damage
  • Theft
  • Business Interruption
  • Money
  • Goods in Transit
  • Employers Liability
  • Public Liability
  • Products Liability
  • Out of hours contacts and assistance

(Other specialist covers are also available)

    • Property Owners

Do you own a property that you let out? If it is a residential or holiday let please refer to the Residential Let section below.

Cover is available for property owners, property managers or letting agents.

We can provide bespoke insurance for most properties, irrespective of how they are let. And, if you require the property to provide either investment or income for the future, you will want to protect your income.

Cover will automatically include:

  • Property Damage
  • Loss of Rental Income
  • Property Owners Liability

Other extensions in cover are readily available and can be tailored to your needs.  

    • Residential Lets

Residential Property Owners insurance is designed for premises used for domestic purposes. This includes

  • Shorthold tenancy arrangements
  • Longer term residential letting
  • Other leasehold premises
  • Holiday let premises

If you need residential property owners insurance, we may be able to offer an extra discount on your home insurance if we are able to arrange both policies.

    • Motor Trade

In the motor trade your insurance needs are different to other businesses and it is important that you get the right level of cover.

We offer, for example, cover for:

  • Property Damage
  • Theft
  • Business Interruption
  • Money
  • Goods in Transit
  • Employers Liability
  • Public Liability
  • Products Liability
  • Engineering Inspection
  • Road Risks Insurance
  • Out of hours contacts and assistance
    • Tradesmen & Construction

Whether you are a sole tradesman, a partnership or construction company you will require insurance cover.  We can offer:

  • Public Liability
  • Employers Liability
  • Contractors Tools
  • Contract Works
  • Personal Accident
  • Business Equipment
    • Motor Fleet

For many businesses with 5 or more vehicles, a fleet insurance is a low administration, cost effective solution to your motor insurance needs. Giving flexibility in cover, drivers and use, it provides an ideal solution.

Motor insurance is a legal requirement and making sure you have the correct cover is essential. All our quotations will include Legal Expense insurance which provides expert help with non fault accidents to ensure you are not disadvantaged by someone else’s negligence

Contact us on the telephone number below and find out more.  Alternatively, our Information Request Form can be found on the ‘Contact Us’ page.  We offer a free, no obligation service so let us do the legwork for you.

Mountguard Insurance & Financial Consultants Ltd                      
Tregenna Place,                                                                        
St Ives,                                                                                   
Cornwall TR26 1SD

Tel: 01736 793316

Fax: 01736 797697

Email: enquiries@mountguard.co.uk

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